What Does General Liability Insurance Cover?

One of the most important insurance policies to carry if you run your own business is general liability insurance. A policy such as Walker Professional Liability will protect you in the event that someone is injured or has their property damaged during the course of doing business with you. Even if you run a low-risk business, you should have some sort of liability policy just in case a situation does arise. General liability insurance will cover lawyers, court fees and any damages or medical fees the judge requires you to pay if you are found at fault. For example, if your employee forgets to put up a sign warning of a wet floor, and the lack of notice causes a customer to fall, you could end up paying for their medical bills and any income they may have lost due to time off work to recuperate. It is important to note that general business liability insurance is not an all-encompassing policy. For certain types of property or situations, you will need a specialized liability insurance policy. When you contact someone about the Walker Professional Liability policy, they will be able to walk you through the process, assisting you in assessing what types of liability insurance you need and creating a policy or policies to fit your needs and budget.

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