insurance in LA
Closing the gap in your risk strategies is a smart way to stay covered and solvent.

Understanding Your Business Auto Insurance Options

Commercial auto insurance in LA is more than just coverage for collisions. Any business that has a fleet of vehicles, or an independent contractor who uses his or her vehicle for business purposes, should have a sound policy in place to handle losses that most auto policies may not cover. Learning more about the benefits of commercial vehicle coverage will help you as you shop for your most ideal insurance solutions.

Why Do I Need Commercial Auto Insurance?

Commercial auto policies can provide adequate shielding from losses when your business is exposed to extra liability. Standard auto policies may not address claims incurred while conducting business, and finding this out after you file a claim could be an expensive and rude awakening. In addition, an ambitious lawyer set on recovering as much in damages as possible for his or her client can keep a case going for a long time. Even if you’re a 1099 worker, it pays to have some sort of business auto to avoid facing the risk of personal insolvency due to a judgement against you. Alternatively, having coverage is crucial for situations involving your employees, especially if they do any driving to conduct your business.

Your Agent Can Help

Talk to your agent about business auto insurance in LA. You may find that you’re being exposed to greater amounts of risk than you knew. Closing the gap in your risk strategies is a smart way to stay covered and solvent.

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