The Top 3 Characteristics of Quality Coverage in the Sunshine State

Due to unique environmental challenges, condo owners in Florida can be difficult to insure. Regardless, as an insurance agent, it’s important to find a wholesaler that can still deliver quality coverage to your clients. Seek out a supplier with these characteristics to assemble the FL condo insurance programs your clients need.

1. Well-Connected to Alternative Markets

Make sure your wholesaler has access to surplus lines markets. These unique markets are a secure, alternative form of insurance that is available if standard carriers consider your clients’ insurance needs too risky to cover.

2. Quick Response Time

Choose a wholesaler that can get you information quickly. Your clients are most likely going to consider several options when choosing an insurer. Therefore, it’s important to choose a wholesaler that can get you quotes swiftly, so that you will have an advantage over your competitors.

3. Well-Rounded Insurance Options

A quality business will have access to liability and personal property coverage. It will also be able to provide loss assessment, replacement cost coverage, options for insuring an owner’s valuables, and the option to cover additional livings expenses if the insured are forced to briefly relocate while their property is being repaired. When deciding which wholesaler can supply you with the best FL condo insurance programs, choose a business that can provide what both you and your clients need. By selecting a quality supplier, you can help your clients feel assured their homes are protected, so they can go enjoy all that Florida has to offer.  

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