Insurance agents’ workers’ comp
Including a solid workers’ compensation policy in your firm’s insurance package protects both you as the business owner and your agents as the employees.

Reasons To Include Workers’ Compensation in Your Company’s Coverage

If you run an insurance agency, you are probably aware of the importance of having adequate coverage for your business. Employers must have policies that protect against property damage, errors and omissions, liability and workplace injuries. Insurance agents’ workers’ comp protects your people from the cost of medical bills and loss of income should they become unable to work because of an accident that occurs on the job. It also protects you from having to cover losses suffered as the result of work-related illnesses and injuries. The most basic reason to include workers’ compensation in your coverage is that, in most states, you are required to do so if you have at least one agent other than the owners working at the firm. Workers’ comp insurance covers lost wages, medical bills and related rehabilitation costs that could otherwise financially devastate an injured worker. It can also protect you from liability should workers who get hurt on the job decide to sue you. If they can get compensation by filing a claim under your insurance agents’ workers’ comp policy, they are less likely to file a lawsuit. Including a solid workers’ compensation policy in your firm’s insurance package protects both you as the business owner and your agents as the employees.

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