North Carolina worker’s comp plan
Your worker’s compensation insurance agent is there to be a resource for you.

What North Carolina Employers Must Do If an Employee is Injured at Work

Imagine an employee approaches you to say they have been hurt while at work. The worker wants you to assist in recovery. Do you know how to help them with your North Carolina worker’s comp plan? Are you sure that you would handle things precisely? If you have never had to deal with such a situation, you might be worried about knowing what to do in this case. Here are a few key points to understand.

When to File with Your Insurance Carrier

It’s fair to say that not all injuries are equal. Some require emergency transportation while others just need a bandage or some ice to fix. As a rule of thumb, you should report any injuries for which medical attention is necessary or is sought. For North Carolina worker’s comp, you must also file a claim if the medical expenses exceed $2,000. Remember that costs can add up quickly, so it’s usually better to submit a claim than to forget about it. Furthermore, you must file if the injury or illness causes the employee to miss at least one day of work.

Work with Your Agent

Your worker’s compensation insurance agent is there to be a resource for you. Be sure to ask any questions you may have along the way. Furthermore, your insurance provider may have programs available to you that make your workplace safer in the first place.

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