- Protect your ride when not in use: Keeping your motorcycle in a garage or some other sort of secured overhead structure will lower your premium, as it is less likely to be vandalized.
- Go for less modified models: Modified motorcycles often come with much higher horsepower and, to insurance agencies, much higher liability. So if you don’t need that extra push of power, go for a model that is closer to stock, which will lower your payment.
- Customize the coverage you need: Don’t pay too much to cover your bike if you only ride it on weekends or if you’re the only one in your household who rides it. Discuss how you use your bike to your insurer so that you have the right coverage for your needs.
Nothing beats the thrill of being on the open road on a motorcycle, that exhilaration of freedom coursing through your veins. In order to protect your bike and yourself, though, you need to have good insurance that is at a good price and covers what you want covered. Here are some important factors to keep in mind when looking for motorcycle insurance in NJ as well as looking for bikes you would want insured: