There has been a strong rise in lawsuits against teachers and schools recently. Considering this, directors and officers for educators insurance is very important to have in place. To ensure that you get the most out of your schools plan, there are a few tips that you can implement.
Know Your Policy
You cannot utilize benefits that you do not know that you have. On the other hand, you may not utilize benefits to their greatest capacity if you are not aware of the scope of your benefits. As such, you want to make sure that you fully read and understand your policy. Consult your agent with any questions.
Follow Proper Protocol
Before you file any claim, make sure that you understand the set protocol and follow it to the letter. There are a few key things that you should always implement:
- Utilize or form a checklist of necessary paperwork
- Keep copies of any paperwork you submit
- Check that paperwork is received by proper parties
Every now and then there may be alterations to your plan. Though your insurer should inform you of such changes, you should make sure that you stay abreast of what your plan is saying at all times. Therefore, it is a good policy to review your plan periodically, ideally at least once every six months.
If you implement these tips, you can be sure to get the most out of your , directors and officers for educators insurance.