auto sales workers comp insurance
Depending on your situation, you might need more than auto sales workers comp and the above-mentioned insurance types.

Every Car Dealership Needs These Types of Insurance

Operating a car dealership comes with many challenges. Your employees are facing unique risks on a daily basis and need to be properly protected. You can do this by providing them with a good workers compensation insurance, which in your case is auto sales workers comp insurance. In fact, it is a requirement for most employees to provide workers compensation insurance. But there’s more to a great insurance package than just workers compensation. Your auto sales agents, but especially your mechanics, can get injured on the job and might not be able to work for a while. Workers compensation insurance pays for medical care and lost wages in case one of your employees gets injured or becomes ill on the job. Every insurance packet for auto sales businesses should also encompass liability insurance. Employer’s liability insurance protects you from financial loss in the event that workers compensation doesn’t cover job-related injuries or illnesses. This happens when your employee can prove that you were responsible for the incident. In addition to these two insurances, a car dealership needs the same types of insurance that every business owner should have. This entails property insurance, business owner’s policy, general liability, commercial auto and professional liability. Depending on your situation, you might need more than auto sales workers comp and the above-mentioned insurance types. A workers compensation specialist can help get you the coverage you need.

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