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Contractor’s Insurance: What You Should Know

When you work in the construction industry, you need to make sure that you have the insurance coverages that apply to the specific risks involved. Here is what you need to know about the construction contractor’s insurance.

What Coverages Are Available

As seen on https://www.byrnesagency.com, construction firms are always looking for the next project. Each job needs protection. It’s crucial that your firm has insurance that protects the job. These coverages include: General liability Workers’ compensation Contractor’s liability Professional liability Pollution liability Commercial auto insurance Equipment coverage In every industry, the risk is involved in operating. In the construction industry, there are specific risks that other industries won’t have. It’s crucial that you have the coverages necessary to keep your business safe.

What Insurance Protects Against

The right insurance coverages will protect against natural disasters, injuries and other issues. Construction can be a dangerous industry. Construction workers handle heavy equipment and work in dangerous situations. If someone gets hurt or if someone operates the equipment improperly, do you have coverage? You need to think of all the risks. When it comes to purchasing CT contractors insurance, it’s important that you choose an insurer that offers comprehensive coverages. With all of the risks, you should find a company that has your best interests in mind and can protect your company.

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